Services

Choose your next step.

Every service has defined scope, deliverables, exclusions, price, and completion criteria. No vague promises. No guaranteed outcomes.

CREDESSES services

Build stronger credit.
Prepare for what’s next.

Personal credit, business credit, and a clearer path toward funding readiness.

Personal

Personal Credit

Understand your reports. Address inaccuracies. Build better habits.

  • Credit report review
  • Factual dispute support
  • Personal action plan
Paid services pending reviewExplore personal services
Business

Business Credit & Funding Readiness

Organize your business profile and prepare for financing opportunities.

  • Business credit review
  • Documentation checklist
  • Funding readiness plan
Paid services pending reviewExplore business services

Financial Profile Analysis

See where you stand and what to work on first.

Credit Education

Understand your reports, rights, and next steps.

Paid services are unavailable pending attorney review. No credit score, approval, or funding guarantees. Read disclosures →

Financial Profile Analysis

Understand where you stand

Included

A detailed review of your financial profile and credit data. We identify what is holding you back and what is working in your favor, then summarize it in plain language.

No charge
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Credit Education

Know your rights and options

Included

Plain-language education on how credit reporting works, your rights under the Fair Credit Reporting Act, how to read your report, and what you can do yourself for free.

No charge
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Capital Readiness Consulting

A documented readiness plan

Pending Review

A structured look at your capital readiness across the categories that matter, with a written plan and specific next steps. Service scope and billing model confirmed with counsel before any charge.

TBD — attorney review
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Billing model and legal treatment pending attorney review. Not available for charge until approved.

Washington Credit Services

Lawful dispute assistance

Regulated

When you identify a specific item you believe is inaccurate or incomplete, we help you build a factual dispute letter, review it with you, obtain your written authorization, and send it with proof of mailing.

TBD — attorney review
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Billing model and legal treatment pending attorney review. Not available for charge until approved.

Business Credit Consulting

Separate track for business credit

Pending Review

A dedicated pathway for business credit files, business structure, trade lines, and business funding readiness. Distinct from personal credit repair.

TBD — attorney review
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Billing model and legal treatment pending attorney review. Not available for charge until approved.

Funding Strategy

Positioned for funding

Pending Review

A documented plan to position you or your business for funding opportunities, including what lenders and funding partners typically look for and what you can document now.

TBD — attorney review
Learn more

Billing model and legal treatment pending attorney review. Not available for charge until approved.

Important Disclosures

  • Credit Repair Services: Federal law prohibits charging before the service is fully performed. Regulated charges are disabled until Washington attorney approval.
  • Washington Law (RCW 19.134): An information statement must be provided before contract execution or receipt of money, whichever occurs first. Cancellation rights must be disclosed.
  • Capital Readiness Labels: Internal planning indicators only — not credit scores, lender decisions, or guaranteed outcomes.
  • No Guarantees: We do not guarantee credit score increases, approvals, funding, or removal of accurate information.